The API is an advocate of API Propsec and not a financial advisor.  The API does not hold an Australian Financial Services Licence.  The information provided by the API is general information only. The API strongly recommends that you obtain independent financial and legal advice to check how the information provided by the API relates to your unique circumstances prior to making any investment decision. The information is selective and may not be complete or accurate for your particular purposes and should not be construed as a recommendation to invest or purchase in any particular product, investment, security or insurance policy.